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The sort of Objectivist viewpoint you're holding, Vasu, is fine on paper, and on a basic level is probably the best view to hold overall. It's when the poor decisions of others out of your control begins to affect you where there's a problem. People live outside of their means, banks loan money to people that can't pay them back, then the bank goes under while holding the money of people with a good head on their shoulder. Suddenly, the person that has done nothing wrong has been affected by the poor choices of others.
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