*UPDATE*
My Cleric is now a High Cleric, and about 90% EXP to level 21. I have taken the community's advice and put some free stats in SPR, stopped empowering buffs, and I know when to cap each stat. I haven't bothered to find END gear yet, but I don't have alot of money anyway, I just got all the level 20 gear from the blacksmith. I also refined my hammer and shield until they glowed :3 So, tell me if i've improved, and what I still have to improve (look at the first post for comparison) Thanks.