Click drop shadow, Stroke, and Pattern Overlay. Play around with the options to make it how u like.
add some text
click on layer options for text, make sure u do not click on the layer thumb. That will let u edit the text itself. U can go to layer options also by clicking around where it says "layer *blahblahblah*, not on it or else it'll let u change the name of the layer.
Add a stroke/drop shadow. Make it look nie ;o
make a new layer under everything.
add soem brushes!! (the heart added near the text was made on a layer on top of everything)
YAY! Now just delete the white background and save it as a .png (alrdy taught u how ;D)
it fails but its only meant to teach u XD
Done x.x tell me if you need something to be explained or w/e
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