Computer people!

**Lirange** · 01-16-2011, 07:57 PM

What kinda computer are you buying that only last 6-12monthsG__G. Mine been lasting 5+years.

**Hessah** · 01-16-2011, 09:13 PM

Payment wise.. as long as you can be sure you'll have that kind of income coming in to pay for the monthly payment..

Could you have saved up for the whole lot of money after the term of monthly payments? (how long is it? 12 months?)

**Leesa** · 01-16-2011, 09:40 PM

Originally Posted by Lirange

What kinda computer are you buying that only last 6-12monthsG__G. Mine been lasting 5+years.

PC's start to get noticeably slow in about a year =/

**Loveless** · 01-16-2011, 11:43 PM

I hate having to make monthly payments in any form. If I was to buy something like a computer I'd rather save for those 10 or so months.

Yeah, it's a pain to save up but it's basically the same thing when you are doing monthly. And by the time you pay it off and make it your own you'd probably want a newer model because that one is now a dinosaur.

**Lirange** · 01-17-2011, 12:44 AM

The thing is, I want a computer now. It wont take me long to pay off, if I pay 80/month it should take roughly 13-14months to pay it off. I'd rather have it now then have it in a year.

**Loveless** · 01-17-2011, 01:19 AM

Then you've pretty much answered your own question from the start, no?

**Lirange** · 01-17-2011, 01:25 AM

I guess. I was mainly asking if there's a disadvantage of paying monthly besides having to pay it monthly oppose to paying it all of one time and having interest (which I don't think is that much).

For me, having that computer 1 year earlier makes up for the disadvantages.

**Leesa** · 01-17-2011, 05:12 PM

Well don't you end up paying extra in the end with monthly payments? Or is that just for like... banks and interest or w/e o.O IDUNNO I DON'T DEAL WITH PAYMENTS D: