[fullback]

People actually farm in AEW (Ancient Elven Woods). and if you are below level 40, most everything there will one-hit KO you. It is hard to even get to Uruga (unless a scroll is used), but once you get there the town is not safe like other towns. Mobs spawn right outside the town and people will mob train them into town. However, if you insist upon doing this, then you will first have to make it to AEW, then you have to battle other people over mushrooms, herbs, and sap, while at the same time battling mobs that are way too powerful for you. People will mob train you to get you killed, just so they can farm the area you are in.
If you still insist, you might want to leave out with an empty pocket, however, Uruga does have storage and all the other NPC's that other towns have. You are not farming really good drops that will give you 9 silver in one sell, you farm mushrooms, herbs, and sap that sell to the NPC for 100+ copper each.

Hope this helps.

Edit: Yosei beat me.

It depends on one class at level 32 I can easily take a hit or two.