I get more money after I was level 20. The only money issues i ahve was when i first reached level 20, but after i got my hammer and armour, money starts to pour in faster than < lvl 20.
Plus, I've seen enough of parties... I was in Moonlight tomb once, we had 3 people in our team. Then along comes a high level cleric offering to help us level. The party leader then invited the cleric, and kicked this archer out of the party saying "we do not have enough space". I got pissed at him for doing that, then i left the party myself without saying anything. Parties consist of selfish people, from most of the experiences I have had. It's hard to find a good one, and there's not many good people in the game either.
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