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The solutions you are proposing are all lower end cards, which are priced competitively at $50 to $100. A decent card's price begins at around $150.
If you need to cut costs, the processor is where it can be done. A cheap dual core will suffice, as the computer is only being used to play games. If you were to do, say, CAD or graphics design, you might want to consider upgrading.
The PSU is also critical. Go name brand.
iBuyPower and Tiger Direct have already been suggested. Research a little, find out what motherboard is compatible with your graphics card, and buy a cheap computer. Then replace the PSU and graphics card. Chances are you won't get a good case, but I don't think that's important right now.
It is extremely difficult to build a good gaming desktop with $500.
And iSpark: If you don't know what the thread is about, is there a point in posting that you don't know?
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