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**Hessah** · 03-09-2009, 05:22 AM

Irresponsible spending IS irresponsible behaviour.. Spending is part of the behaviour.

Unfortunately that's how banks work nowadays. And can't blame the banks entirely, people should budget for themselves.

Just because the bank offer to lend you $10k it doesn't mean you HAVE to take it up. My credit card limit is $x, but it doesn't mean I need to spend ALL of the $x that was lent to me, because I only earn half of $x. I can't afford to repay them back.

Need to add #4 on Yosei's list..

1. Materialism
2. Laziness
3. Selfishness
4. Common Sense

03-09-2009, 05:22 AM	#17
Hessah Hardcore Procrastinator Burger Time Champion! Cannon Ball Follies 2 Champion! Tournaments Won: 51 In-Game Name: Hessah / Ble~ehs Current Level: 91 / 85 / 79 / 65 / 28 Server: Teeeeeee-vah Posts: 9,581	Irresponsible spending IS irresponsible behaviour.. Spending is part of the behaviour. Unfortunately that's how banks work nowadays. And can't blame the banks entirely, people should budget for themselves. Just because the bank offer to lend you $10k it doesn't mean you HAVE to take it up. My credit card limit is $x, but it doesn't mean I need to spend ALL of the $x that was lent to me, because I only earn half of $x. I can't afford to repay them back. Need to add #4 on Yosei's list.. 1. Materialism 2. Laziness 3. Selfishness 4. Common Sense __________________ G____G G____GTevaG____G Heart___G_Hessah_G___Heart 79 - Paladin \| 85 - Enchanter \| 91 - Scoutxx Ninja text! For those who's easily amused I can show you the woooorld! I don't want to see it! okay...