I'm just saying it's their choice. A credit card isn't "earned" money. It's a type of loan. If you've earned money it's entirely your choice whether you want to buy a $200 phone or a $10 one. There's nothing "wrong" or "selfish" about it.
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Credits to Loveless for the great signature!
We rode on the winds of the rising storm
We ran to the sounds of thunder
We danced among the lightning bolts
And tore the world asunder
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